Connect Wallet
Connect your Solana wallet to access the Assurify protocol and manage coverage on-chain.
Phantom not detected. Install Phantom →
Solana Mainnet
Non-custodial
USDC-native
Oracle-verified
Sign in Get coverage →
ProtocolLive · Devnet
TVL$4.82M
Active policies1,247
Total coverage$18.4M
Reserve ratio1.52×
Avg settlement47s
LP APY11.3%
Solana TPS65K+
Oracle uptime99.97%
Claims paid$2.1M
Block#342,891,447
ProtocolLive · Devnet
TVL$4.82M
Active policies1,247
Total coverage$18.4M
Reserve ratio1.52×
Avg settlement47s
LP APY11.3%
Solana TPS65K+
Oracle uptime99.97%
Claims paid$2.1M
Block#342,891,447
Mainnet Q2 2026 Backed by Uno Re

Parametric insurance infrastructure for autonomous agents.

Assurify is the on-chain coverage layer for AI agents operating capital on Solana. Oracle-verified payouts in USDC for financial loss, per-transaction slippage, and data breach events — settled in under a minute, without adjusters, brokers, or paperwork.

View coverage products
Protocol Snapshot
Live
Total Value Locked
$4.82M
Coverage Underwritten
$18.4M
Active Policies
1,247
Reserve Ratio
1.52×
Avg Settlement Time
47s
Built on · Integrated with
Solana
Pyth Network
Switchboard
Circle USDC
Uno Re
Kamino
The coverage gap

Autonomous agents
operate capital. None of it is insured.

As AI agents increasingly execute on-chain strategies, transact autonomously, and handle sensitive data, the industry's insurance infrastructure has not kept pace. The result is a category of systemic risk with no institutional risk transfer mechanism.
$3.4B
Lost to DeFi & agent exploits in 2025
Autonomous agent failures, smart contract exploits, and MEV extraction. Effectively zero coverage from traditional insurance markets.
Source · Chainalysis, Rekt News — 2025 YE
0.5%
Of DeFi TVL carries active coverage
Existing DeFi insurance products cover protocols, not autonomous operators. AI agents have zero dedicated parametric coverage.
Source · Nexus Mutual, DefiLlama — Jan 2026
$9.2B
Solana DeFi TVL — addressable market
Agentic capital on Solana is growing 4.2× YoY. A new class of operator requires a new class of risk transfer infrastructure.
Source · DefiLlama, Artemis — Q1 2026
01 — Coverage products

Three coverage instruments. One protocol.

Parametric triggers underwritten on-chain. Pricing is risk-based, computed from agent autonomy, capital under management, and historical on-chain behavior.

⚡ Fully parametric

Financial Loss

Wallet-level drawdown coverage
$30,000
Coverage limit · per session · auto-triggered

Coverage activates when an agent's wallet balance breaches the pre-set drawdown threshold. Switchboard monitors on 60-second intervals; Pyth resolves USD-denominated loss; USDC settles automatically.

  • On-chain wallet monitoring via Switchboard oracle network
  • Pyth price feeds for accurate USD-denominated loss calculation
  • Automatic USDC payout — no claim filing required
  • Session-bound or continuous coverage modes available
$89 / monthBase rate · risk-adjusted
Details
◈ Per-transaction

Per-Trade Cover

Slippage & execution coverage
$5,000
Max payout · per trade · ~400ms settle

Coverage activates on every transaction. Pyth records the asset price at submission and at execution — if the adverse delta exceeds the configured threshold, USDC settles within the same slot. Built for HFT and market-making agents.

  • Solana transaction signature serves as unique policy identifier
  • Pyth price delta — submission timestamp vs execution
  • Configurable slippage threshold between 0.5% and 5%
  • No waiting period — coverage active on first trade
$0.003 / tradeMicro-premium · on execution
Details
🔒 Hybrid verified

Data Breach

PII & proprietary data coverage
$30,000
Coverage limit · per incident · 72hr settlement

Coverage for agents that leak, transmit, or mishandle protected data. Policyholders submit cryptographically signed execution logs as evidence. A staked reviewer panel cross-references the on-chain log commitment and settles within 72 hours.

  • SHA-256 log hash committed on-chain at policy inception
  • Five-reviewer staked panel — minority voters are slashed
  • Covers PII, financial data, and proprietary information
  • Regulatory fine coverage included in the policy limit
$60 / monthBase rate · risk-adjusted
Details
02 — Protocol architecture

From policy inception to payout, every step is on-chain.

No intermediaries. No manual reviews for parametric triggers. No counterparty risk. The same Solana infrastructure that settles DeFi trades settles your coverage.

01 ~30s
Register agent
Connect Phantom or Solflare. Register the AI agent wallet address. Select coverage type. For data breach policies, the log hash is committed on-chain at inception.
ProtocolAnchor
Tx cost~0.00005 SOL
02 Instant
Premium in USDC
Monthly or per-trade premiums deducted in USDC. A 10% co-insurance deposit is locked in escrow. Risk-based pricing is computed on-chain from agent autonomy and capital under management.
SettlementUSDC
Escrow10% co-insurance
03 Continuous
Oracle monitoring
Switchboard reads the agent wallet on 60-second intervals. Per-trade agents are monitored on every transaction. Data breach agents produce signed operational logs throughout the policy period.
Price feedPyth
Wallet feedSwitchboard
04 47s avg
Parametric payout
Financial loss and per-trade payouts trigger automatically on oracle confirmation. Data breach: evidence is submitted, staked reviewers vote, and USDC transfers on 3-of-5 approval within 72 hours.
TriggerAutomatic
PayoutUSDC to wallet
03 — Technical infrastructure

Institutional-grade primitives, composable by design.

Assurify is an Anchor program deployed on Solana, with dual-oracle verification, a USDC-denominated reserve pool, and a staked review panel for hybrid-settled policies.

Dual-oracle verification

Pyth Network provides sub-second price feeds for valuation. Switchboard provides on-chain wallet monitoring at 60-second intervals. The combined stack means every parametric trigger is independently verified by two battle-tested oracle networks before payout.

USDC reserve pool · 1.5× ratio

The protocol maintains a reserve backing of 1.5× outstanding coverage, funded by external liquidity providers earning 8–14% APY. Idle capital is deployed to Kamino Finance for additional base yield, with a seven-day unbonding period.

Reinsurance backstop · Uno Re

A parametric reinsurance tranche through Uno Re provides catastrophic-loss coverage above protocol reserves. This institutional-grade backstop activates only under systemic drawdown conditions, protecting both LPs and policyholders.

Staked reviewer panel

Data breach claims are settled by a panel of five independently staked reviewers. Approvals require 3-of-5 consensus. Reviewers voting in the minority on clear cases are slashed, aligning incentives with protocol integrity rather than individual claim outcomes.

programs / policy.rs
// Parametric financial loss trigger
pub fn settle_claim(
    ctx: Context<SettleClaim>,
) -> Result<()> {
    let policy = &ctx.accounts.policy;
    let oracle = &ctx.accounts.pyth_feed;

    // Read verified Pyth price
    let price = get_pyth_price(oracle)?;
    let balance = read_wallet(
        &policy.agent_wallet
    )?;

    // Compute drawdown vs threshold
    let loss = policy.baseline
        .checked_sub(balance * price)
        .ok_or(ErrorCode::Underflow)?;

    require!(
        loss >= policy.threshold,
        ErrorCode::NoTrigger
    );

    // Transfer USDC payout to agent
    token::transfer(
        ctx.accounts()
            .into_transfer_ctx()
            .with_signer(&[b"reserve"]),
        loss.min(policy.limit),
    )?;

    emit!(ClaimSettled {
        policy: policy.key(),
        amount: loss,
        slot: Clock::get()?.slot,
    });

    Ok(())
}
04 — Protocol state

Transparent, verifiable, on-chain.

Every policy, premium, and payout is observable on-chain. The following metrics are drawn from the live protocol state as of the most recent block.

Total Value Locked
$4.82M
↑ 23.4%· 30d
Coverage Underwritten
$18.4M
↑ 41.2%· 30d
Active Policies
1,247
↑ 18.7%· 30d
Reserve Ratio
1.52×
↑ 0.08· 30d
Claims Paid · All Time
$2.14M
127 settled
Avg Settlement Time
47s
↓ 12s· 30d
LP APY · Trailing 30d
11.3%
↑ 0.6pp· vs prior
Oracle Uptime · 90d
99.97%
2 feeds monitored
05 — Pricing

Transparent, risk-based pricing.

Premiums are computed on-chain from each agent's risk profile — autonomy level, capital under management, and historical operational behavior. No brokers, no hidden fees, no manual underwriting cycles.

Financial Loss
Wallet-level drawdown coverage for session-bound or continuous operation.
$89
/ mo
Base rate · up to $30K coverage
  • Fully parametric — no claim filing required
  • Dual-oracle verification (Pyth + Switchboard)
  • Automatic USDC settlement on trigger
  • Session or continuous coverage modes
  • Cancel anytime — escrow returned in full
Get financial coverage →
Per-Trade Cover
Per-transaction slippage coverage for HFT and market-making agents.
$0.003
/ tx
Micro-premium · $5K max per trade
  • Coverage on every transaction — no selection
  • Pyth price delta — submission vs execution
  • Micro-premium deducted automatically
  • Configurable slippage threshold (0.5–5%)
  • No monthly minimum commitment
Get per-trade coverage →
Most popular
Full Coverage Bundle
Financial loss and data breach coverage, bundled for comprehensive agent protection.
$149
/ mo
Base rate · $30K each policy
  • Everything in Financial Loss coverage
  • Data Breach coverage up to $30K
  • On-chain log hash commitment
  • 72hr staked reviewer settlement
  • DAO governance escalation layer
Get full coverage →
Institutional & LP
Running a fleet of agents, or providing reserve liquidity?
Bespoke pricing and coverage limits for desks operating multiple autonomous agents. LPs earn 8–14% APY on USDC deployed to the reserve pool, with a 7-day unbonding period and Kamino base-yield exposure.
Institutional Provide liquidity →
06 — FAQ

Questions, answered.

Common questions about the protocol, coverage triggers, payout mechanics, and LP participation. For anything not covered here, reach out directly.

hello@assurify.io →
Is Assurify licensed insurance? +
Assurify operates as a decentralized risk-sharing protocol, not a licensed insurance company. Coverage is provided through on-chain smart contracts governed by the protocol DAO, structurally similar to Nexus Mutual's discretionary mutual model. Users should review how their jurisdiction treats DeFi risk-sharing protocols before participating.
How does financial loss payout work? +
When your agent's wallet balance drops below the threshold set at policy inception, Switchboard's on-chain feed detects the loss, Pyth calculates the USD-denominated amount, and the smart contract transfers USDC to your wallet automatically. No claim filing, no human review, no waiting — coverage typically settles within one oracle cycle (60 seconds or less).
How does per-trade coverage work? +
Every time your AI agent submits a transaction, the policy program records the Pyth price of the asset at submission. After execution, the program compares the actual execution price to submission. If the negative delta (slippage plus adverse movement) exceeds your configured threshold, a USDC payout triggers automatically, capped at $5,000. The micro-premium of approximately $0.003 per trade is deducted from your pre-funded USDC deposit.
What is the 30-day waiting period? +
New Financial Loss policies cannot file claims for the first 30 days, preventing coverage purchases after a known compromise event. Per-Trade Cover has no waiting period — it is active on the first trade. Data Breach policies require 30 days of pre-existing signed operation logs before coverage is issued.
What is the co-insurance escrow? +
Policyholders lock 10% of their coverage limit (e.g. $3,000 on a $30K policy) at purchase. This amount is returned in full on cancellation or after an approved claim. It is forfeited entirely on fraudulent claims and 50% on claims rejected for insufficient evidence. This creates real skin in the game with zero additional cost to honest claimants.
Can I earn yield as a liquidity provider? +
Yes. The protocol accepts USDC deposits into the reserve pool from external LPs. 15% of all premiums flow to the surplus fund first, with the remainder distributed pro-rata to LPs. Idle capital is deployed to Kamino Finance for additional base yield. Target APY is 8–14%, with a 7-day unbonding period.
Who provides the reinsurance backstop? +
Catastrophic loss coverage above the protocol's native reserves is provided through a parametric reinsurance tranche with Uno Re. This backstop activates only under systemic drawdown conditions, providing an additional institutional-grade layer of protection for both LPs and policyholders.

Protect every agent
you operate. On-chain.

Connect Phantom and have coverage live in under two minutes. No paperwork, no brokers, no waiting room — just parametric protection that settles when your agent needs it.

Read FAQ